About Emerson Auto Finance
Our Mission
Getting into a vehicle is just the beginning.
Emerson Auto Finance is designed to support you long after the paperwork is signed.
We partner with Auto House to offer financing solutions that focus on long-term ownership success—not just getting you approved. Through Auto House Certified™ vehicles, protection, maintenance, and financial safeguards are built directly into the vehicle, helping reduce surprises and increase confidence from day one.
Clear terms. Built-in benefits.
A smarter way forward.
Transparent financing
Support through unexpected situations
Predictable ownership costs
Predictable ownership costs
Support through unexpected situations
Predictable ownership costs
Built-in vehicle care and protection
Support through unexpected situations
Support through unexpected situations
Support through unexpected situations
Support through unexpected situations
Support through unexpected situations
FINANCING DESIGNED FOR REAL LIFE
A Flexible, Direct Approach
A Flexible, Direct Approach
A Flexible, Direct Approach
Because we work directly with our capital and partner dealerships, we’re able to evaluate applications with greater flexibility than traditional institutions.
This allows us to consider the full picture—not just a single number—while keeping the process efficient and straightforward.
Our goal is to help qualified buyers move forward with confidence and clarity.
Thoughtful Underwriting
A Flexible, Direct Approach
A Flexible, Direct Approach
Our underwriting process looks at multiple factors to better understand each customer’s situation. These may include employment stability, income history, and overall financial context.
By evaluating applications holistically, we’re able to structure terms that are realistic, responsible, and aligned with long-term ownership success.
Our Process
Who We Serve
Who We Serve
To begin the application process, customers are typically asked to provide:
- A valid driver’s license
- Proof of income
- Proof of residency
- Personal references
Once the required information is received, an application is completed and reviewed. Payment schedules and terms are structured to align with customer pay cycles whenever possible, and multiple payment options are available for convenience.
Who We Serve
Who We Serve
Who We Serve
We work with individuals and families who need dependable transportation and a clear path forward.
Life events—such as job changes, medical expenses, or other financial disruptions—can impact credit history.
Emerson Auto Finance is built to help customers navigate those realities by offering structured, transparent financing paired with vehicle care and protection through Auto House Certified™.
INTRODUCING AUTO HOUSE CERTIFIED™
Auto House Certified™ is a bundled vehicle care and protection program included with select vehicles financed through Emerson Auto Finance.
It’s designed for drivers who want:
- Dependable transportation
- Predictable ownership costs
- Protection from unexpected repairs
- Financial safeguards if life changes
What’s Included With Every Auto House Certified™ Vehicle
Extended Vehicle Service Contract
Extended Vehicle Service Contract
Extended Vehicle Service Contract
Expanded 3-Year / 45-Month mechanical protection beyond basic coverage, helping with costly repairs that can disrupt your budget.
3 Years of Prepaid Maintenance
Extended Vehicle Service Contract
Extended Vehicle Service Contract
Routine maintenance is covered in advance—helping keep your vehicle running properly and reducing unexpected expenses.
1-Year GPS & Theft Protection
1-Year GPS & Theft Protection
1-Year GPS & Theft Protection
Vehicle tracking and recovery support for added peace of mind.
Full-Term Debt Cancellation
1-Year GPS & Theft Protection
1-Year GPS & Theft Protection
Financial protection for the entire length of your loan, providing coverage during qualifying life events.
Why Emerson Auto Finance Is Different
Most financing stops at approval.
We don’t.
By pairing financing with Auto House Certified™ vehicles, Emerson Auto Finance helps remove common stress points that happen after the sale.
✔ Protection is included—not upsold
✔ Benefits are clearly outlined
✔ Ownership costs are easier to plan for
✔ Support extends through the life of the loan
Clear. Transparent. Certified.
